Bring a merchant on. Earn from their volume.
Every InfraIO Pay merchant gets a personal referral code the moment they sign up, with no application. Share your link with other merchants, and when they start processing live payments you earn 20% of the platform fee InfraIO Pay collects from them, for life. Withdraw with no minimum: turn it into fee credit instantly, or take it in USDC or USDT.
Illustrative example. Your real code and earnings appear in your dashboard once you sign up.
How the program works
Your code is ready at signup
Create a merchant account and your referral code is generated automatically. No form, no approval.
Share your code
Send your link infraio.xyz/r/YOURCODE in onboarding flows, blog posts, or community pitches. The referred merchant is attached when they sign up.
Earn on every settled payment
You earn 20% of the platform fee InfraIO Pay collects from each referred merchant, plus your tier boost. Commissions become available after a 14-day hold.
Tiers reward the merchants who scale you
Tiers count active referrals: referred merchants with at least one live payment. The boost is added to the base 20% as percentage points, and it comes out of InfraIO Pay's share.
Starter
0 active referrals+0 points20% of the platform fee
Silver
10 active referrals+1 percentage point21% of the platform fee
Gold
50 active referrals+3 percentage points23% of the platform fee
Diamond
200 active referralsCustom rateRate set by InfraIO Pay
Commissions accrue on every live payment of every referred merchant, for as long as they keep using InfraIO Pay. The commission comes out of InfraIO Pay's share, so the referred merchant's fee is unchanged.
Stacks with their volume discount
Your commission is a share of the platform fee InfraIO Pay collects, so the merchant's own volume-tier rate is untouched and their fee never goes up. Payouts have no minimum.
Example month
Illustrative split for this page. The live share is shown in your dashboard before you refer anyone.
Program questions
How do payouts work?
Commissions become available after a 14-day hold. There is no minimum: convert them instantly into fee credit, or request a withdrawal in USDC or USDT, which the InfraIO Pay team reviews and sends.
Does my cut reduce the merchant's rate?
No. The merchant pays their normal fee; your commission comes out of InfraIO Pay's share of that fee.
How long do I keep earning?
For life: as long as the referred merchant keeps processing live payments through InfraIO Pay.
How do I get a referral code?
Every merchant account gets one automatically at signup. There is nothing to apply for.
What do the people I refer get?
A $50 fee credit, granted once after their first $1,000 of settled live volume.
What counts as an active referral for tiers?
A referred merchant with at least one live payment. Test-mode payments do not count.
What happens to a commission if the order is refunded?
If an order is refunded, fully or partially, the commission on that order is reversed. Commissions are paid from InfraIO Pay's share of the fee, so the referred merchant's fee is never affected.
Your code is ready the moment you sign up
Start free, grab your code, and share it with other businesses.