Free until a buyer pays.
Platform fee drops automatically with your monthly volume. Referral commissions are paid from InfraIO Pay's share, so a referred merchant's fee never changes.
- Paid to a wallet you control. No balance to withdraw, no payout queue
- Unlimited payment links
- Hosted checkout + SDK (popup, redirect, embed)
- USDC, USDT + any verified ERC-20 you add on EVM from the dashboard
- Multi-network: Ethereum, Polygon, Base, BNB Chain, Arbitrum, Optimism, plus TRON, Solana and TON (coming soon), any other EVM network on request
- Refunds, issue directly or send a customer link
- No monthly fee, and the rate is locked into each payment the moment it is created
- Stackable discounts (IFO staking, paying fees in IFO, prepaid credit) down to a 0.20% floor
Example tiers for this page. Your real rate is recalculated automatically from your settled volume over the last 30 days. Buyers pay their own network fee, and moving funds to your wallet is included in the platform fee.
| Monthly settled volume | Platform fee | How it applies |
|---|---|---|
| Under $50,000 | 0.5% | Applied per settled transaction |
| $50,000 to $250,000 | 0.4% | Recalculated automatically over a rolling 30 days |
| $250,000 and above | 0.3%floor | Lowest public rate. Custom rates on request |
Stack discounts down to a 0.20% floor
Your volume tier sets the base rate: 0.5%, 0.4% or 0.3%. Three discounts stack on top of it, and the rate never goes below 0.20%.
IFO staking
Stake 1,000, 5,000 or 20,000 IFO to cut your platform fee by 10%, 20% or 30%. Unstaking has a 30-day cooldown.
Pay fees in IFO
Pay your platform fees with IFO and take another 20% off.
Prepaid credit
Top up fee credit in crypto and let it pay your platform fees as they accrue. Credit points are not money and cannot be withdrawn.
Custom rate cards + dedicated support
Above $250K a month we set a custom rate, with priority support and branded checkout. Send us your monthly volume and we'll reply within one business day.
Billing questions
How does volume pricing work?
Your platform fee is recalculated automatically from your settled volume over the last 30 days: 0.5% under $50,000, 0.4% from $50,000 to $250,000, and 0.3% from $250,000. No negotiation required. IFO staking, paying fees in IFO and prepaid credit stack on top, down to a 0.20% floor.
Who pays network fees?
The buyer pays the network fee for their own payment. Moving funds to your treasury wallet is included in the platform fee, never billed separately.
Is there any charge on failed or cancelled payments?
No. You are charged only when a payment goes through. Failed, expired and cancelled payments cost nothing.
Do referral commissions change my fee?
No. Your volume-tier rate applies as usual. Referral commissions are paid from InfraIO Pay's share of the fee, so a referred merchant's fee is unchanged.
What is the lowest rate I can pay?
0.20%. Start from your volume tier (0.5%, 0.4% or 0.3%), then add the discounts you qualify for: IFO staking (10%, 20% or 30% off at 1,000, 5,000 or 20,000 IFO staked, 30-day cooldown), paying fees in IFO (20% off) and prepaid credit. However many you stack, the rate stops at 0.20%.
Is there a monthly fee?
No. There is no subscription, no minimum and no setup fee. You pay a platform fee only when a buyer's payment settles.
When is my fee fixed?
When the payment is created. The rate at that moment is locked into the payment, so later changes to your volume tier or discounts never affect a payment that is already in progress.